Graeme Neville Howard

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Ecclesiastical Life Limited
FRN 110318
- SMF18 Other Overall Responsibility (since 11 Feb 2026)
- [FCA CF] Significant management (1 Jan 2025 to 11 Feb 2026)
ECCLESIASTICAL INSURANCE OFFICE PUBLIC LIMITED COMPANY
FRN 113848
- SMF18 Other Overall Responsibility (since 11 Feb 2026)
- [FCA CF] Significant management (1 Jan 2025 to 11 Feb 2026)
METHODIST INSURANCE PUBLIC LIMITED COMPANY
FRN 136423
- SMF18 Other Overall Responsibility (since 11 Feb 2026)
- [FCA CF] Significant management (1 Jan 2025 to 11 Feb 2026)
BAPTIST INSURANCE COMPANY PLC THE
FRN 202032
- SMF18 Other Overall Responsibility (since 11 Feb 2026)
- [FCA CF] Significant management (1 Jan 2025 to 11 Feb 2026)
Covéa Life Limited (no longer approved here)
FRN 202178
- SMF24 Chief Operations (25 Jan 2022 to 31 Mar 2023)
- [FCA CF] Significant management (1 Dec 2019 to 1 Jan 2022)
Covea Insurance plc (no longer approved here)
FRN 202277
- SMF24 Chief Operations (25 Jan 2022 to 31 Mar 2023)
- [FCA CF] Significant management (1 Dec 2019 to 1 Jan 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.