Gareth John Herbert

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

CAPITAL PROTECT LIMITED
FRN 531444
- Responsible for Insurance Distribution (since 13 Mar 2026)
- SMF18 Other Overall Responsibility (since 26 Feb 2020)
- Responsibility for MCD Intermediation (13 Jan 2026 to 13 Jan 2026)
Mortgage Advice Bureau Limited
FRN 455545
- Responsible for Insurance Distribution (since 13 Jan 2026)
- Responsibility for MCD Intermediation (since 13 Jan 2026)
- SMF18 Other Overall Responsibility (since 26 Feb 2020)
Mortgage Advice Bureau (Derby) Limited
FRN 466154
- Responsible for Insurance Distribution (since 13 Jan 2026)
- Responsibility for MCD Intermediation (since 13 Jan 2026)
- SMF18 Other Overall Responsibility (since 26 Feb 2020)
BA (GI) Limited (no longer approved here)
FRN 117647
- CF21 Investment Adviser (1 Dec 2001 to 1 Aug 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.