Francesca Kay Meadows

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Openwork Limited
FRN 408285
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 23 Feb 2026)
- Appointed representative dealing with clients for which they require qualification (2 Aug 2021 to 31 Aug 2021)
AFH Independent Financial Services Limited (no longer approved here)
FRN 216704
- [FCA CF] Functions requiring qualifications (4 Apr 2025 to 28 Nov 2025)
Lloyds Bank PLC (no longer approved here)
FRN 119278
- [FCA CF] Functions requiring qualifications (5 Jun 2023 to 18 Oct 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.