Ernest Frank Lacey

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

ADVA Specialty Limited
FRN 998912
- CF3 Chief Executive (AR) (since 15 Jul 2025)
AGI Warranty GmbH
FRN 1036737
- (1)Employed By (since 15 Jul 2025)
AutoProtect (MBI) Ltd (no longer approved here)
FRN 312143
- [FCA CF] Significant management (29 Mar 2021 to 16 Jan 2025)
- CF1 Director (14 Jan 2005 to 8 Nov 2018)
- Responsible for Insurance Mediation (14 Jan 2005 to 20 Dec 2011)
- CF3 Chief Executive (14 Jan 2005 to 24 Jan 2012)
- CF8 Apportionment and Oversight (14 Jan 2005 to 31 Mar 2009)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.