Emma McConlough

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Essential Finance Management Limited
FRN 966198
- SMF17 Money Laundering Reporting Officer (MLRO) (since 19 Sep 2025)
- SMF3 Executive Director (since 19 Sep 2025)
Brighter Lending Limited (no longer approved here)
FRN 928634
- SMF1 Chief Executive (11 Nov 2022 to 1 Sep 2025)
- SMF17 Money Laundering Reporting Officer (MLRO) (27 May 2021 to 1 Sep 2025)
- SMF3 Executive Director (27 May 2021 to 1 Sep 2025)
HL Partnership Limited (no longer approved here)
FRN 303397
- CF1 Director (AR) (23 Sep 2019 to 11 Aug 2020)
Brighter Mortgages Limited (no longer approved here)
FRN 913088
- Employed By (23 Sep 2019 to 11 Aug 2020)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.