Duncan Watters

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

SPF Private Clients Limited
FRN 189213
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Manager of certification employee (since 18 Jul 2025)
- [FCA CF] Functions requiring qualifications (since 7 Feb 2025)
First Complete Limited (no longer approved here)
FRN 435779
- Appointed representative dealing with clients for which they require qualification (12 Mar 2024 to 3 Dec 2024)
TenetConnect Limited (no longer approved here)
FRN 149826
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 12 Mar 2024)
Watters Clark Associates Limited (no longer approved here)
FRN 630795
- Employed By (8 Oct 2014 to 2 Jan 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.