Duncan Carter

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Clearwater Independent Financial Planning Limited (no longer approved here)
FRN 610800
- CF1 Director (1 May 2014 to 13 Jun 2018)
- CF10 Compliance Oversight (1 May 2014 to 29 Jan 2018)
- CF30 Customer (1 May 2014 to 13 Jun 2018)
- Responsible for Insurance Mediation (1 May 2014 to 13 Jun 2018)
Pegasus Portfolio Planning LLP (no longer approved here)
FRN 446163
- CF21 Investment Adviser (3 Oct 2006 to 29 Oct 2007)
- CF1 Director (AR) (3 Oct 2006 to 29 Oct 2007)
Clearwater Financial Planning (Kirkham) Ltd (no longer approved here)
FRN 457668
- Employed By (3 Oct 2006 to 29 Oct 2007)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.