Denise Karen Lawrence

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

First Complete Limited
FRN 435779
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 19 Apr 2024)
- CF1 Director (AR) (since 17 Apr 2024)
Premier Mortgage Associates Limited
FRN 1009750
- (1)Employed By (since 17 Apr 2024)
Nationwide Building Society (no longer approved here)
FRN 106078
- CF21 Investment Adviser (29 Jul 2003 to 16 Jan 2006)
- CF22 Investment Adviser (Trainee) (20 Mar 2003 to 29 Jul 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.