Deborah Gandy

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Gain Credit LLC
FRN 689378
- SMF16 Compliance Oversight (since 13 Nov 2023)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 13 Nov 2023)
- SMF16 Compliance Oversight (31 May 2023 to 1 Aug 2023)
- SMF17 Money Laundering Reporting Officer (MLRO) (31 May 2023 to 1 Aug 2023)
Hoist Finance UK Limited (no longer approved here)
FRN 716537
- (26)SMF3 Executive Director (28 Apr 2022 to 11 Nov 2022)
Foundation for Credit Counselling (no longer approved here)
FRN 729047
- CF10 Compliance Oversight (11 Nov 2016 to 16 Aug 2019)

Updates to this individual's record on the FCA register.

1 day ago
controlled function added: (26)SMF3 Executive Director at Hoist Finance UK Limited

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.