David Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Fairstone Financial Management Limited
FRN 475973
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
- CF30 Customer (26 Aug 2010 to 30 Nov 2012)
Waterside Financial Services (no longer approved here)
FRN 477999
- Employed By (18 Feb 2008 to 5 Jan 2010)
Legal and General Assurance Society Limited (no longer approved here)
FRN 117659
- CF21 Investment Adviser (24 Apr 2003 to 29 Oct 2007)
- CF22 Investment Adviser (Trainee) (21 Aug 2002 to 24 Apr 2003)
Legal & General (Unit Trust Managers) Limited (no longer approved here)
FRN 119273
- CF21 Investment Adviser (24 Apr 2003 to 29 Oct 2007)
- CF22 Investment Adviser (Trainee) (21 Aug 2002 to 24 Apr 2003)
Royal London Mutual Insurance Society, Limited (THE) (no longer approved here)
FRN 117672
- CF21 Investment Adviser (1 Dec 2001 to 27 Jul 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.