David Robert Harding

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

HANDEPAY LTD.
FRN 673564
- SMF9 Chair of the Governing Body (since 5 Jul 2024)
- Director of firm who is not a certification employee or a SMF manager (since 14 Sep 2023)
RSM 2000 Limited
FRN 715057
- SMF9 Chair of the Governing Body (since 27 Oct 2023)
Merchant Rentals Limited
FRN 720500
- Director of firm who is not a certification employee or a SMF manager (since 14 Sep 2023)
Soteria Insurance Limited (no longer approved here)
FRN 435022
- SMF2 Chief Finance (3 Dec 2019 to 6 Mar 2020)
Atlanta Insurance Intermediaries Limited (no longer approved here)
FRN 309599
- CF11 Money Laundering Reporting (8 Nov 2016 to 31 Jan 2019)
- CF1 Director (26 May 2015 to 31 Dec 2018)
- CF28 Systems and controls (16 Nov 2012 to 18 Apr 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.