David Michael Watts

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Vanquis Bank Limited
FRN 221156
- SMF2 Chief Finance (since 16 Jan 2024)
MONEYBARN NO.1 LIMITED
FRN 702780
- SMF2 Chief Finance (since 16 Jan 2024)
CAF BANK LIMITED
FRN 204451
- SMF11 Chair of the Audit Committee (since 23 Aug 2021)
HSBC Bank Plc (no longer approved here)
FRN 114216
- SMF2 Chief Finance (4 Feb 2022 to 31 Oct 2023)
- CF28 Systems and controls (22 Feb 2016 to 6 Mar 2016)
HSBC UK Bank Plc (no longer approved here)
FRN 765112
- SMF2 Chief Finance (10 Jul 2017 to 14 Dec 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.