David Hughes

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Only Pets Cover Limited
FRN 840293
- Director of firm who is not a certification employee or a SMF manager (since 1 Jan 2026)
- Responsible for Insurance Distribution (since 16 Dec 2025)
- SMF3 Executive Director (since 16 Dec 2025)
Action 365 Ltd (no longer approved here)
FRN 306011
- [FCA CF] Significant management (31 Mar 2021 to 31 Aug 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.