David Duncan Mackay

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

St. James's Place Wealth Management Plc
FRN 195351
- 4. Giving personal recommendations on retail investment products which are not broker funds
- CF30 Customer (since 8 Jul 2024)
- Appointed representative dealing with clients for which they require qualification (since 10 Jun 2024)
John Scott Davidson Ltd
FRN 497942
- (7)Employed By (since 8 Jul 2024)
Lloyds Bank PLC (no longer approved here)
FRN 119278
- CF30 Customer (28 Mar 2010 to 8 Mar 2013)
Bank of Scotland plc (no longer approved here)
FRN 169628
- CF30 Customer (8 Sep 2008 to 29 Mar 2010)
Evelyn Partners Financial Planning Limited (no longer approved here)
FRN 136414
- CF30 Customer (1 Nov 2007 to 13 May 2008)
- CF21 Investment Adviser (7 Sep 2007 to 31 Oct 2007)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.