Christopher Smart

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

THE CO-OPERATIVE BANK P.L.C.
FRN 121885
- SMF4 Chief Risk (since 1 Oct 2024)
- [FCA CF] Material risk taker (since 25 Sep 2017)
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
- SMF16 Compliance Oversight (10 Jun 2020 to 19 Sep 2025)
Mortgage Agency Services Number Six Limited (no longer approved here)
FRN 303224
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
Mortgage Agency Services Number Two Limited (no longer approved here)
FRN 303245
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
Mortgage Agency Services Number Five Limited (no longer approved here)
FRN 303246
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
Mortgage Agency Services Number Four limited (no longer approved here)
FRN 303248
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
Mortgage Agency Services Number One Limited (no longer approved here)
FRN 303250
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)
PLATFORM FUNDING LIMITED (no longer approved here)
FRN 303387
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Oct 2024 to 14 Oct 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.