Charlotte Eliza Richmond

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

PIVOTAL FINANCIAL LIMITED
FRN 665649
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 20 May 2025)
- [FCA CF] Manager of certification employee (9 Dec 2020 to 20 Dec 2022)
- [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 20 Dec 2022)
Connect IFA Ltd
FRN 441505
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 28 Jun 2024)
Life's Great Limited (no longer approved here)
FRN 478215
- [FCA CF] Functions requiring qualifications (14 Mar 2023 to 10 Jun 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.