Bryan Ruthven Patrick Joseph

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Lancashire Syndicates Limited
FRN 204913
- SMF10 Chair of the Risk Committee (since 12 Feb 2025)
CFC UNDERWRITING LIMITED
FRN 312848
- SMF10 Chair of the Risk Committee (since 16 Sep 2024)
Sabre Insurance Company Limited
FRN 202795
- SMF14 Senior Independent Director (since 16 May 2024)
- SMF10 Chair of the Risk Committee (since 12 Sep 2023)
AXA XL Underwriting Agencies Limited (no longer approved here)
FRN 204848
- SMF11 Chair of the Audit Committee (10 Dec 2018 to 26 Apr 2023)
- SIMF11 Chair of the Audit Committee (20 Dec 2017 to 9 Dec 2018)
AXA XL Insurance Company UK Limited (no longer approved here)
FRN 423308
- SMF11 Chair of the Audit Committee (10 Dec 2018 to 26 Apr 2023)
- SIMF11 Chair of the Audit Committee (20 Dec 2017 to 9 Dec 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.