Andrew Robert Heap

Last updated
3 weeks ago
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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

  • Perspective (North West) Limited

    FRN 229808

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 7. Giving personal recommendations on long-term care insurance contracts
    • [FCA CF] Client dealing (since 12 Nov 2025)
    • [FCA CF] Functions requiring qualifications (since 12 Nov 2025)
  • Perspective (North East) Limited

    FRN 150317

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 7. Giving personal recommendations on long-term care insurance contracts
    • [FCA CF] Manager of certification employee (since 20 Sep 2023)
    • SMF16 Compliance Oversight (since 25 Aug 2023)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 25 Aug 2023)
    • Responsibility for MCD Intermediation (since 25 Aug 2023)
    • SMF3 Executive Director (since 25 Aug 2023)
    • Responsible for Insurance Distribution (since 25 Aug 2023)
    • [FCA CF] Functions requiring qualifications (since 22 Apr 2020)
    • [FCA CF] Client dealing (since 22 Apr 2020)
    • CF30 Customer (since 21 Apr 2020)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • Watson Buckle Wealth Management Limited

    FRN 490073

    • (5)Employed By (since 24 Apr 2020)
    • (16)Employed By (30 Jan 2020 to 22 Apr 2020)
  • St. James's Place Wealth Management Plc (no longer approved here)

    FRN 195351

    • CF1 Director (AR) (7 May 2013 to 14 Jun 2019)
    • CF30 Customer (20 Nov 2009 to 14 Jun 2019)
  • Andrew Heap Financial Planning Limited (no longer approved here)

    FRN 512609

    • Employed By (20 Nov 2009 to 14 Jun 2019)
  • Lloyds Bank PLC (no longer approved here)

    FRN 119278

    • CF30 Customer (21 Jan 2009 to 24 Nov 2009)
    • CF21 Investment Adviser (2 Mar 2007 to 31 Oct 2007)
    • CF22 Investment Adviser (Trainee) (5 Sep 2005 to 26 Dec 2005)

Recent activity

Updates to this individual's record on the FCA register.

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