Adam Messer

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

OPTIMUM COMMERCIAL SOLUTIONS LTD
FRN 808754
- CF1 Director (AR) (since 20 Jun 2023)
Vantage Commercial Lending Ltd
FRN 996764
- Employed By (since 20 Jun 2023)
Vantage Mortgages Ltd
FRN 831674
- Employed By (since 29 Jan 2019)
Personal Touch Financial Services Limited (no longer approved here)
FRN 187834
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 8 Feb 2026)
- CF1 Director (AR) (29 Jan 2019 to 8 Feb 2026)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.