Zopa Bank Limited

• Principal Place of Business

  Level 12

  20 Water Street

  Canary Wharf

  London

  E14 5GX

  UNITED KINGDOM

  Phone

  +4402075806060

  Web

  https://www.zopa.com

• Complaints Contact

  Level 12

  20 Water Street

  Canary Wharf

  London

  E14 5GX

  UNITED KINGDOM

  Phone

  +4402075806060

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

• Authorised to Operate

• Arranges Investments

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Arranges Asset Safekeeping

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Credit Brokering

• Trades With You Directly

  For Eligible Counterparty, Professional, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Rights to or interests in investments (Contractually Based Investments)

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.

• Debt Negotiation

  Show 1 limitation Hide limitations

  • · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.

• Debt Plan Admin

• Debt Collection

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Consumer Loans

• Loan Servicing

• Investment Setup

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Credit Score Services

• Jaymin Shah

  IRN JXS04395

  • [FCA CF] Material risk taker (since 1 Feb 2026)
• Jerry Wozniak

  IRN JXW45289

  • [FCA CF] Significant management (26 May 2020 to 22 Jun 2023)
  • [FCA CF] Material risk taker (26 May 2020 to 22 Jun 2023)
• Jonathan Derek Hogan

  IRN JDH01223

  • Director of firm who is not a certification employee or a SMF manager (1 Jun 2019 to 31 Mar 2022)
• Joshua James Ladd

  IRN JXL00480

  • [FCA CF] Material risk taker (since 1 Feb 2022)
  • [FCA CF] Significant management (since 1 Feb 2022)
  • [PRA CF] Significant risk taker or Material risk taker (1 Feb 2022 to 2 Feb 2022)
• Kian Wanner

  IRN KXW00194

  • [FCA CF] Material risk taker (17 May 2021 to 28 Jul 2025)
  • [FCA CF] Significant management (17 May 2021 to 28 Jul 2025)
• Luke Bradley

  IRN LXB00652

  • [FCA CF] Significant management (since 1 Jan 2026)
  • [FCA CF] Material risk taker (19 Jan 2024 to 1 Jan 2026)
• Massimo Mongardini

  IRN MXM45278

  • [FCA CF] Significant management (1 Jan 2020 to 31 May 2022)
  • [FCA CF] Material risk taker (1 Jan 2020 to 31 May 2022)
• Mateusz Maksymilian Gotkowski

  IRN MXG00725

  • [FCA CF] Material risk taker (23 May 2024 to 6 Jul 2025)
• Maureen Leonard

  IRN MXL00494

  • [FCA CF] Significant management (12 Dec 2022 to 24 May 2024)
  • [FCA CF] Material risk taker (12 Dec 2022 to 24 May 2024)
• Melissa Franzetti

  IRN MXF00643

  • [FCA CF] Material risk taker (since 27 Jan 2026)

• John Lewis Finance Limited (no longer appointed)

  FRN 1018684 · Appointed 30 Sep 2024 · Until 27 May 2025

• Zopa Embedded Finance Limited (no longer appointed)

  FRN 993200 · Appointed 10 Mar 2023 · Until 1 Jun 2024

No changes recorded yet.