WEST OF ENGLAND INSURANCE SERVICES (LUXEMBOURG) S.A.

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The regulated activities the FCA has granted this firm permission to carry out.

Senior staff personally approved by the FCA to hold their roles here.

OLIVIER FRANCOIS GEORGES LE BESCOND
IRN OXL00045
- Responsible for Insurance Distribution (since 2 Aug 2023)
- SMF16 Compliance Oversight (since 2 Aug 2023)
Thomas John Bowsher
IRN TXB00141
- SMF19 Head of Overseas Branch/Head of Overseas (since 20 May 2024)

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A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.