Vale Independent Financial Advisers Limited

• Principal Place of Business

  4 Ely Valley Road

  Talbot Green

  Rhondda Cynon Taff

  CF72 8AL

  UNITED KINGDOM

  Phone

  +4401443227727

  Web

  https://www.valeifa.com

• Complaints Contact

  Vale Independent Financial Advisers

  Ely Valley Road

  Talbot Green

  Pontyclun

  Rhondda Cynon Taf

  CF72 8AL

  UNITED KINGDOM

  Phone

  +447590808002

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Owain Timothy Thorngate

  IRN OXT78942

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 1 Sep 2025)
• Paul Byron Edgeworth

  IRN PBE00004

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Client dealing (since 7 Oct 2020)
  • [FCA CF] Functions requiring qualifications (since 7 Oct 2020)
  • CF30 Customer (1 Nov 2011 to 31 Dec 2013)
• Paul Christian Edwards

  IRN PCE00007

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 7 Oct 2020)
  • [FCA CF] Functions requiring qualifications (since 7 Oct 2020)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • [FCA CF] Significant management (7 Oct 2020 to 8 Oct 2020)
  • [FCA CF] Manager of certification employee (7 Oct 2020 to 8 Oct 2020)
  • CF30 Customer (30 Sep 2016 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (6 Feb 2009 to 31 Mar 2009)
  • CF11 Money Laundering Reporting (6 Feb 2009 to 8 Dec 2019)
  • CF10 Compliance Oversight (6 Feb 2009 to 8 Dec 2019)
  • CF1 Director (6 Feb 2009 to 8 Dec 2019)
  • Responsible for Insurance Mediation (6 Feb 2009 to 30 Sep 2018)
• Robert Jackson

  IRN RXJ01247

  • CF30 Customer (3 Jan 2012 to 25 Jun 2012)
• Wayne Hopkins

  IRN WXH00017

  • CF30 Customer (3 Jan 2012 to 16 Apr 2013)

• Mark Davies (no longer appointed)

  FRN 584365 · Appointed 9 Jul 2012 · Until 23 Dec 2013

No changes recorded yet.