v4b ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity

Senior staff personally approved by the FCA to hold their roles here.

Andy Clee
IRN AXC03463
- Director of firm who is not a certification employee or a SMF manager (1 Jul 2024 to 20 Oct 2025)
David Royal
IRN DXR00595
- CF1 Director (AR) (29 Aug 2025 to 20 Feb 2026)
Paul Kelly
IRN PXK01614
- CF1 Director (AR) (27 Jun 2024 to 4 Aug 2025)
Richard Boreham
IRN RXB02387
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (5 Aug 2015 to 8 Dec 2019)
Richard Griffith
IRN RXG01729
- SMF3 Executive Director (9 Dec 2019 to 1 Apr 2021)
- CF1 Director (5 Aug 2015 to 8 Dec 2019)
Tony Povey
IRN TXP00307
- Director of firm who is not a certification employee or a SMF manager (14 Jun 2021 to 1 Jul 2024)
Tracey Jones
IRN TXJ00035
- SMF16 Compliance Oversight (since 8 Sep 2022)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 8 Sep 2022)

Smaller firms operating under this firm's FCA authorisation.

Ridings Automotive Financial Services Ltd
FRN 939758 · Appointed 30 Nov 2020
RR VEHICLE SERVICES LTD (no longer appointed)
FRN 1023350 · Appointed 29 Aug 2025 · Until 16 Mar 2026
Economy Leasing UK Ltd (no longer appointed)
FRN 931791 · Appointed 27 Jun 2024 · Until 1 Aug 2025
Ellkat Brokers Limited (no longer appointed)
FRN 972544 · Appointed 11 May 2022 · Until 17 Sep 2025

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.