Universal Retail Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Credit Brokering
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- · The firm is limited to credit broking as a supplier of goods or services (other than a domestic premises supplier) carried on for the purposes of, or in connection with, the sale of goods or supply of services by the firm to a customer (who need not be the borrower under the credit agreement or the hirer under the consumer hire agreement) and, unless the firm is a not-for profit body, under which the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land.
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity and limited to settlement of vehicle finance - this permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity and limited to settlement of vehicle finance - it is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.

Senior staff personally approved by the FCA to hold their roles here.

Rehaz Khan
IRN RXK01269
- SMF3 Executive Director (9 Dec 2019 to 14 Oct 2024)
- CF1 Director (8 Jan 2015 to 8 Dec 2019)
Wayne Vaughn Nilan
IRN WVN01000
- SMF3 Executive Director (9 Dec 2019 to 22 Jan 2025)
- Responsible for Insurance Distribution (1 Oct 2018 to 22 Jan 2025)
- CF1 Director (8 Jan 2015 to 8 Dec 2019)
- CF8 Apportionment and Oversight (14 Jan 2005 to 2 Feb 2015)
- Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.