Universal personal finance limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Michael James Daly
IRN MJD01289
- SMF9 Chair of the Governing Body (since 8 Nov 2023)
- Responsible for Insurance Distribution (since 27 Mar 2020)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (12 Jan 2016 to 8 Dec 2019)
Scott Forrester
IRN SXF01577
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (3 May 2019 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.