Date authorised
29 June 2016
Companies House
08698121
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Pepper Money
    4 Capital Quarter
    Tyndall Street
    Cardiff
    CF10 4BZ
    UNITED KINGDOM
    Phone
    +443330143125
  • Complaints Contact

    Pepper Money
    4 Capital Quarter
    Tyndall Street
    Cardiff
    CF10 4BZ
    UNITED KINGDOM
    Phone
    +443330143125

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Admin

  • Buy-to-Let Mortgage Lending

  • Mortgage Servicing

    For Customer, Regulated mortgage contract

  • Mortgage Advice

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Limited to second charge mortgages only
  • Authorised to Operate

    For Customer

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."
  • Mortgage Lending

    For Customer, Regulated mortgage contract

  • Mortgage Setup

    For Customer, Regulated mortgage contract

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Ian Thomas

    IRN IXT00107

    • [FCA CF] Significant management (since 16 Jun 2025)
  • James Desmond O'Shea

    IRN JDO01038

    • SMF13 Chair of the Nominations Committee (since 17 Jun 2025)
    • SMF12 Chair of the Remuneration Committee (since 17 Jun 2025)
    • SMF9 Chair of the Governing Body (since 17 Jun 2025)
    • Director of firm who is not a certification employee or a SMF manager (26 Mar 2025 to 17 Jun 2025)
  • James Padfield

    IRN JXP00521

    • [FCA CF] Functions requiring qualifications (30 Oct 2021 to 17 Jul 2023)
  • Jennifer Evans

    IRN JXE00102

    • [FCA CF] Significant management (26 Jul 2022 to 2 Apr 2024)
    • [FCA CF] Manager of certification employee (11 Dec 2020 to 2 Apr 2024)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Dec 2020)
  • Jon David Campbell

    IRN JXC00419

    • [FCA CF] Functions requiring qualifications (9 Dec 2020 to 17 Jul 2023)
  • Jonathan Peter Jones

    IRN JPJ01047

    • SMF18 Other Overall Responsibility (9 Dec 2019 to 28 Jun 2023)
    • CF29 Significant management (14 Mar 2019 to 8 Dec 2019)
    • CF10 Compliance Oversight (1 Sep 2016 to 14 Mar 2019)
    • CF11 Money Laundering Reporting (29 Jun 2016 to 14 Mar 2019)
    • CF28 Systems and controls (29 Jun 2016 to 8 Dec 2019)
  • Judith Konkol

    IRN JXK00158

    • [FCA CF] Significant management (7 Aug 2020 to 10 May 2023)
  • Kimberley Bird

    IRN KXB00625

    • Director of firm who is not a certification employee or a SMF manager (since 6 Sep 2024)
  • Laura Regan

    IRN LXR00075

    • [FCA CF] Functions requiring qualifications (9 Dec 2020 to 6 Sep 2021)
  • Laurence Morey

    IRN LXM01173

    • SMF1 Chief Executive (since 11 Jun 2021)
    • SMF3 Executive Director (since 4 Aug 2020)
    • SMF7 Group Entity Senior Manager (4 Aug 2020 to 24 Jan 2022)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.