Date authorised
29 June 2016
Companies House
08698121
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Pepper Money
    4 Capital Quarter
    Tyndall Street
    Cardiff
    CF10 4BZ
    UNITED KINGDOM
    Phone
    +443330143125
  • Complaints Contact

    Pepper Money
    4 Capital Quarter
    Tyndall Street
    Cardiff
    CF10 4BZ
    UNITED KINGDOM
    Phone
    +443330143125

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Admin

  • Buy-to-Let Mortgage Lending

  • Mortgage Servicing

    For Customer, Regulated mortgage contract

  • Mortgage Advice

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · Limited to second charge mortgages only
  • Authorised to Operate

    For Customer

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."
  • Mortgage Lending

    For Customer, Regulated mortgage contract

  • Mortgage Setup

    For Customer, Regulated mortgage contract

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Ben Westlake

    IRN BXW00099

    • [FCA CF] Significant management (since 9 Aug 2023)
    • [FCA CF] Manager of certification employee (9 Aug 2023 to 9 Dec 2023)
    • [FCA CF] Significant management (9 Dec 2019 to 31 May 2021)
  • Bethan Hall

    IRN BXH00220

    • [FCA CF] Functions requiring qualifications (28 Mar 2022 to 2 Apr 2024)
  • Bridget Desroches

    IRN BXD00078

    • [FCA CF] Significant management (since 9 Dec 2019)
  • Caroline Mirakian

    IRN CXM00576

    • [FCA CF] Significant management (17 Dec 2021 to 1 Nov 2022)
  • Caroline Powell

    IRN CXP00167

    • [FCA CF] Significant management (since 21 Feb 2020)
  • Claire McNeil

    IRN CXM00260

    • [FCA CF] Significant management (9 Dec 2019 to 25 Jan 2021)
  • Craig Collins

    IRN CXC00202

    • SMF18 Other Overall Responsibility (8 Oct 2021 to 18 Nov 2022)
    • Responsibility for MCD Intermediation (8 Oct 2021 to 18 Nov 2022)
    • [FCA CF] Significant management (9 Dec 2019 to 8 Oct 2021)
  • Craig Marshall

    IRN CXM00259

    • [FCA CF] Significant management (9 Dec 2019 to 13 Jul 2023)
  • David Bowles

    IRN DXB02053

    • SMF16 Compliance Oversight (since 25 Jul 2025)
    • SMF4 Chief Risk (since 25 Jul 2025)
    • SMF18 Other Overall Responsibility (21 Sep 2023 to 29 Jul 2025)
    • [FCA CF] Significant management (21 Jul 2023 to 21 Sep 2023)
    • SMF4 Chief Risk (1 Apr 2021 to 3 Oct 2022)
  • David Cook

    IRN DXC00420

    • [FCA CF] Functions requiring qualifications (12 Aug 2021 to 2 Apr 2024)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.