UK Debt Expert Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · Limited to debt counselling and debt adjusting excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."
Debt Advice
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- · Limited to debt counselling and debt adjusting excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."

Senior staff personally approved by the FCA to hold their roles here.

Stephanie Chapman
IRN SXC03029
- SMF16 Compliance Oversight (since 9 Dec 2019)
- CF10 Compliance Oversight (12 Feb 2018 to 8 Dec 2019)
Taylor Ross Flynn
IRN TXF00008
- SMF3 Executive Director (since 10 Mar 2026)
Thomas Andrew Wright
IRN TAW01120
- CF1 Director (AR) (7 Jul 2017 to 11 Jan 2018)

Smaller firms operating under this firm's FCA authorisation.

Help My Debt Limited (no longer appointed)
FRN 987833 · Appointed 28 Nov 2022 · Until 3 Apr 2024
AF Solutions Limited (no longer appointed)
FRN 978822 · Appointed 11 Jul 2022 · Until 4 Apr 2023
Saint Edwiges Debt Solutions Ltd (no longer appointed)
FRN 926014 · Appointed 12 May 2020 · Until 29 Jun 2021
Simple Suitable Solutions LLP (no longer appointed)
FRN 765083 · Appointed 26 Sep 2018 · Until 19 Aug 2020
Richmond Oaks Associates Limited (no longer appointed)
FRN 785352 · Appointed 28 Jul 2017 · Until 23 Nov 2017
Collins Morgan Group Ltd (no longer appointed)
FRN 781341 · Appointed 9 Jun 2017 · Until 7 Jul 2021
Advance Finance Solutions Limited (no longer appointed)
FRN 780817 · Appointed 9 Jun 2017 · Until 11 Jan 2018

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.