Total People Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Consumer Loans
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- · This permission is limited to lending which the firm carries on as a supplier and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement; (ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land
Loan Servicing
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- · This permission is limited to exercising the rights and duties of loans which the firm carries on as a supplier - and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement;(ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land

Senior staff personally approved by the FCA to hold their roles here.

ALISON CLOSE
IRN AXC00981
- Director of firm who is not a certification employee or a SMF manager (since 1 Jan 2022)
Barry John Lynch
IRN BXL00173
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
CATHERINE MARY HILL
IRN CXH00617
- Director of firm who is not a certification employee or a SMF manager (since 29 Mar 2022)
GED BARLOW
IRN GXB00447
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 16 Jul 2024)
JOHN PAUL THORNHILL
IRN JXT00542
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
LOUISE DUROSE
IRN LXD00274
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
MALCOM BRUCE
IRN MXB01060
- Director of firm who is not a certification employee or a SMF manager (since 1 Aug 2022)
Malcom Graeme Sugden
IRN MXS05052
- Director of firm who is not a certification employee or a SMF manager (since 26 Mar 2024)
Melanie Nicholson
IRN MXN00238
- SMF29 Limited scope function (limited scope SMCR firms only) (since 23 Jun 2022)
NEIL CRARBERRY
IRN NXC00310
- Director of firm who is not a certification employee or a SMF manager (16 Sep 2022 to 14 Nov 2023)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.