Addresses
The contact details this firm has registered with the FCA.
-
Principal Place of Business
36 St. Andrew SquareEdinburghMidlothianEH2 2YBUNITED KINGDOM- Phone
- +4403457242424
-
Complaints Contact
Customer RelationsFreepostChathamKentME4 9DPUNITED KINGDOM- Phone
- +448001510404
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
-
Bank Deposits
For All, Deposit
-
Buy-to-Let Mortgage Admin
-
Buy-to-Let Mortgage Advice
-
Buy-to-Let Mortgage Arranging
-
Buy-to-Let Mortgage Lending
-
Mortgage Servicing
For Customer, Regulated mortgage contract
-
P2P Lending Advice
For Retail (Investment), Professional, Eligible Counterparty
-
Pension Transfer Advice
For Retail (Investment), Rights to or interests in investments (Contractually Based Investments), Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy, Personal pension scheme
Show 2 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
- · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
-
Land Loan Advice
-
Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Retail (Investment), Professional, Eligible Counterparty, Spread Bet, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Commodity Future, Non-investment insurance contracts, Future (excluding a commodity future and a rolling spot forex contract), Commodity option and option on commodity future, Option (excluding a commodity option and an option on a commodity future), Certificates representing certain security, Warrant, Government and public security, Rolling spot forex contract, Debenture, Structured Deposits, Share, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Funeral plan contract, Rights to or interests in investments (Contractually Based Investments), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Mortgage Advice
For Customer, Regulated mortgage contract
-
Authorised to Operate
-
Arranges Investments
For Retail (Non-Investment Insurance), Retail (Investment), Professional, Eligible Counterparty, Non-investment insurance contracts, Rights to or interests in investments, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Commodity option and option on commodity future, Future (excluding a commodity future and a rolling spot forex contract), Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Life Policy, Funeral plan contract, Rights to or interests in investments (Contractually Based Investments), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Mortgage Arranging
For Customer, Regulated mortgage contract
-
Arranges Asset Safekeeping
For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Commodity option and option on commodity future, Future (excluding a commodity future and a rolling spot forex contract), Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Life Policy, Funeral plan contract, Rights to or interests in investments (Contractually Based Investments), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Insurance Admin
For Retail (Non-Investment Insurance), Non-investment insurance contracts
-
Trade Settlement Routing
For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Rights to or interests in investments (Security)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
-
Credit Brokering
-
Stockbroking
For Eligible Counterparty, Professional, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Rolling spot forex contract, Spread Bet, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Commodity Future, Non-investment insurance contracts, Future (excluding a commodity future and a rolling spot forex contract), Commodity option and option on commodity future, Option (excluding a commodity option and an option on a commodity future), Funeral plan contract, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Unit, Stakeholder pension scheme, Certificates representing certain security, Warrant, Government and public security, Debenture, Share, Personal pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Trades With You Directly
For Eligible Counterparty, Professional, Retail (Investment), Spread Bet, Commodity Future, Commodity option and option on commodity future, Rights to or interests in investments (Contractually Based Investments), Unit, Funeral plan contract, Rights to or interests in investments (Security), Stakeholder pension scheme, Certificates representing certain security, Warrant, Government and public security, Life Policy, Debenture, Share, Personal pension scheme, Rolling spot forex contract, Future (excluding a commodity future and a rolling spot forex contract), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Option (excluding a commodity option and an option on a commodity future)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Debt Plan Admin
-
Debt Collection
-
Debt Advice
-
Consumer Hire
-
Mortgage Lending
For Customer, Regulated mortgage contract
-
Consumer Loans
-
Consumer Hire Servicing
-
Loan Servicing
-
Digital Money
For All, Issuing Electronic Money
-
Mortgage Setup
For Customer, Regulated mortgage contract
-
Investment Setup
For Retail (Non-Investment Insurance), Retail (Investment), Professional, Eligible Counterparty, Non-investment insurance contracts, Rights to or interests in investments, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Commodity option and option on commodity future, Future (excluding a commodity future and a rolling spot forex contract), Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Life Policy, Funeral plan contract, Rights to or interests in investments (Contractually Based Investments), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Manages Your Portfolio
For Professional, Eligible Counterparty, Retail (Investment), Structured Deposits, Spread Bet, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Commodity Future, Future (excluding a commodity future and a rolling spot forex contract), Commodity option and option on commodity future, Rights to or interests in investments (Contractually Based Investments), Funeral plan contract, Option (excluding a commodity option and an option on a commodity future), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Warrant, Government and public security, Debenture, Rolling spot forex contract, Life Policy, Personal pension scheme, Unit, Share
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services
-
Holds Your Assets
For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Certificates representing certain security, Unit, Warrant, Stakeholder pension scheme, Rights to or interests in investments (Security), Option (excluding a commodity option and an option on a commodity future), Commodity option and option on commodity future, Future (excluding a commodity future and a rolling spot forex contract), Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Life Policy, Funeral plan contract, Rights to or interests in investments (Contractually Based Investments), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Electronic Trade Settlement
For Retail (Investment), Professional, Eligible Counterparty, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Rights to or interests in investments (Security)
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
-
Nikki Mills
IRN MXN01898
- (49)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (50)[FCA CF] Functions requiring qualifications (since 2 Apr 2018)
-
Nina Lois Pollard
IRN NXP49149
- (1597)[FCA CF] Manager of certification employee (24 Oct 2019 to 30 Sep 2021)
- (1598)[FCA CF] Functions requiring qualifications (24 Oct 2019 to 30 Sep 2021)
-
Niran Sri-Pathmanathan
IRN NXS00702
- (576)[FCA CF] Client dealing (since 21 Feb 2025)
-
Nishil Lakhani
IRN NXL00238
- (518)[FCA CF] Client dealing (since 8 Jan 2026)
-
Nitin Singh
IRN NXS00813
- (481)[PRA CF] Significant risk taker or Material risk taker (since 2 Mar 2026)
-
Nitish Kumar
IRN NXK00259
- (644)[FCA CF] Client dealing (since 17 Oct 2023)
-
Noelene Ann Mahon
IRN NXM49434
- (1524)[FCA CF] Functions requiring qualifications (8 Feb 2019 to 18 Apr 2023)
-
Nushaira Shaan
IRN NXS00380
- (556)[FCA CF] Client dealing (20 Apr 2022 to 7 Nov 2024)
-
Ogheneovie Ross Iroro
IRN OXI00002
- (1035)[FCA CF] Client dealing (25 Sep 2020 to 20 Jan 2021)
-
Olga Anuckina
IRN OXA52282
- (981)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (982)[FCA CF] Functions requiring qualifications (since 24 Jul 2023)
Recent activity
Updates to this firm's record on the FCA register.
-
controlled function added: (1533)SMF7 Group Entity Senior Manager
-
controlled function added: (1532)SMF2 Chief Finance
-
controlled function added: (1531)[PRA CF] Significant risk taker or Material risk taker
-
controlled function added: (1530)SMF7 Group Entity Senior Manager
-
controlled function added: (1529)SMF7 Group Entity Senior Manager
-
controlled function added: (1528)[PRA CF] Significant risk taker or Material risk taker
-
controlled function added: (1527)SMF24 Chief Operations
-
controlled function added: (1526)SMF18 Other Overall Responsibility
-
controlled function added: (1525)SMF18 Other Overall Responsibility
-
controlled function added: (1524)SMF6 Head of Key Business Areas