The Five Lamps Organisation

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
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- · Limited to second charge mortgages only
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Graeme Oram
IRN GXO01220
- CF3 Chief Executive (26 Aug 2015 to 2 Apr 2019)
- CF11 Money Laundering Reporting (26 Aug 2015 to 2 Apr 2019)
Houlders Jamie
IRN HXJ12922
- CF2 Non Executive Director (5 Jun 2019 to 8 Dec 2019)
Ian Thomas Wright
IRN ITW01018
- CF2 Non Executive Director (26 Aug 2015 to 8 Dec 2019)
John Fettes
IRN JXF00324
- SMF17 Money Laundering Reporting Officer (MLRO) (7 Mar 2022 to 6 Jul 2023)
- SMF16 Compliance Oversight (7 Mar 2022 to 6 Jul 2023)
Lisa Jane Pickard
IRN LXP12231
- SMF1 Chief Executive (since 9 Dec 2019)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
- CF11 Money Laundering Reporting (10 May 2019 to 8 Dec 2019)
- CF3 Chief Executive (10 May 2019 to 8 Dec 2019)
Nichola Storr
IRN NXS00530
- SMF16 Compliance Oversight (29 Nov 2023 to 30 Dec 2025)
Nicola Garrett
IRN NXG28397
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Apr 2020 to 23 Aug 2021)
Patricia Chambers
IRN PXC02190
- SMF9 Chair of the Governing Body (since 9 Dec 2019)
- CF2 Non Executive Director (26 Aug 2015 to 8 Dec 2019)
Philip Noel Tucker
IRN PNT01030
- CF2 Non Executive Director (26 Aug 2015 to 1 Jun 2016)
Trevor George Watson
IRN TGW00006
- CF2 Non Executive Director (26 Aug 2015 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Five Lamps Trading Limited (no longer appointed)
FRN 790656 · Appointed 6 Oct 2017 · Until 8 Jan 2018

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.