The Fiducia Network Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Jabeen Kausar
IRN JXK00593
- CF1 Director (AR) (3 Dec 2023 to 21 Apr 2026)
James Coupland
IRN JXC01621
- CF1 Director (AR) (28 Aug 2024 to 29 Jul 2025)
James Stephen Falzon
IRN JXF00176
- CF1 Director (AR) (since 1 Jun 2023)
Jason Adam Jones
IRN JXJ00319
- CF1 Director (AR) (since 11 Oct 2023)
Jason Barnabas Clark-Ward
IRN JXC00070
- CF1 Director (AR) (since 17 Jun 2025)
Jijo Madukkakuzhy Joseph
IRN JXM00354
- CF1 Director (AR) (since 16 Sep 2025)
John Gow
IRN JXG00773
- CF1 Director (AR) (since 21 Jun 2024)
Jonathan Andrew Hobbs
IRN JXH01325
- CF1 Director (AR) (24 May 2024 to 30 May 2024)
Ka Fai Lee
IRN KXL00174
- CF1 Director (AR) (since 10 Oct 2023)
Kamaljit Singh Rakhra
IRN KSR01016
- CF1 Director (AR) (since 19 Jun 2023)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.