The Fiducia Network Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Simon Emmerson
IRN SXE01520
- CF1 Director (AR) (17 May 2023 to 20 Oct 2023)
Simon Matthew Craven
IRN SMC00053
- CF1 Director (AR) (since 24 Feb 2024)
Stephen James Urry
IRN SXU27361
- CF1 Director (AR) (since 22 Oct 2025)
Stephen Patrick Moss
IRN SXM35174
- CF1 Director (AR) (since 8 Oct 2025)
Stephen Ronald Finch
IRN SXF00350
- CF1 Director (AR) (17 May 2023 to 17 Mar 2026)
Stuart Michael Carpenter
IRN SXC01126
- CF1 Director (AR) (26 Mar 2024 to 23 Dec 2024)
Syed Zain Ali Naqvi
IRN SXN00189
- CF1 Director (AR) (9 Aug 2023 to 10 Oct 2024)
Terri Sabine Christian
IRN TXC32317
- CF1 Director (AR) (since 31 May 2023)
Thomas George Pitman
IRN TXP00040
- CF1 Director (AR) (since 26 Aug 2025)
Tina Foster
IRN TXF00084
- CF1 Director (AR) (since 28 Apr 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.