The Co-Operative Family Credit Union Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For Retail (Investment), Deposit
Consumer Loans
Show 2 limitations Hide limitations
- · Limited to entering into regulated consumer credit agreements which are i) unsecured; or ii) secured using the borrower’s savings balance in an account held with the firm only
- · Limited to entering into a regulated credit agreement with borrowers who are neither unemployed nor self-employed
Loan Servicing
Show 2 limitations Hide limitations
- · Limited to entering into a regulated credit agreement with borrowers who are neither unemployed nor self-employed
- · Limited to entering into regulated consumer credit agreements which are i) unsecured; or ii) secured using the borrower’s savings balance in an account held with the firm only

Senior staff personally approved by the FCA to hold their roles here.

Lisa Parry
IRN LXP00040
- SMF8 Credit Union Senior Manager (since 22 Sep 2025)
- [FCA CF] Significant management (since 23 Jul 2025)
- Director of firm who is not a certification employee or a SMF manager (24 Sep 2020 to 22 Jul 2025)
Lorraine Stephenson
IRN LXS01206
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
Lynda Twist
IRN LXT01112
- CF1 Director (2 Jul 2002 to 1 Oct 2008)
Matthew Bland
IRN MXB27052
- SMF8 Credit Union Senior Manager (1 Apr 2020 to 30 May 2025)
Michael Colin Shepherd
IRN MCS01160
- CF28 Systems and controls (30 Mar 2012 to 6 Mar 2016)
Nicholas John Hayles
IRN NJH01135
- CF11 Money Laundering Reporting (2 Jul 2002 to 6 Dec 2002)
- CF1 Director (2 Jul 2002 to 6 Jun 2008)
Nicholas Money
IRN NXM01247
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
Nisha Ravat
IRN NXR00026
- Director of firm who is not a certification employee or a SMF manager (since 24 Sep 2020)
Nora Brennan
IRN NXB01251
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
Ofeoritseju Oduore Justina Grey
IRN OXG00059
- Director of firm who is not a certification employee or a SMF manager (25 Jan 2023 to 26 Jul 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.