The Co-Operative Family Credit Union Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For Retail (Investment), Deposit
Consumer Loans
Show 2 limitations Hide limitations
- · Limited to entering into regulated consumer credit agreements which are i) unsecured; or ii) secured using the borrower’s savings balance in an account held with the firm only
- · Limited to entering into a regulated credit agreement with borrowers who are neither unemployed nor self-employed
Loan Servicing
Show 2 limitations Hide limitations
- · Limited to entering into a regulated credit agreement with borrowers who are neither unemployed nor self-employed
- · Limited to entering into regulated consumer credit agreements which are i) unsecured; or ii) secured using the borrower’s savings balance in an account held with the firm only

Senior staff personally approved by the FCA to hold their roles here.

Diane Home
IRN DXH01477
- CF1 Director (2 Jul 2002 to 6 Jun 2008)
Eleanor Murdoch
IRN EXM01218
- CF1 Director (2 Jul 2002 to 8 Feb 2016)
Esther Harding
IRN EXH01132
- CF1 Director (2 Jul 2002 to 17 Jan 2006)
Frances Bennett
IRN FXB01244
- CF1 Director (16 Feb 2009 to 11 Mar 2014)
Garry Keith Hickton
IRN GKH01028
- CF1 Director (10 Apr 2014 to 6 Mar 2016)
Gordon Fraser
IRN GXF00119
- Director of firm who is not a certification employee or a SMF manager (21 Jan 2021 to 21 Jul 2022)
Graham Southall
IRN GXS01406
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
Grant Robin John Mitchell
IRN GRM01145
- SMF8 Credit Union Senior Manager (since 26 Feb 2026)
- Director of firm who is not a certification employee or a SMF manager (since 10 Sep 2017)
Gwyneth Brock
IRN GXB01416
- CF1 Director (2 Jul 2002 to 10 Jan 2006)
Helen Rawlings
IRN HXR00194
- Director of firm who is not a certification employee or a SMF manager (since 31 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.