Date authorised
1 April 2013
Companies House
05618062
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Target House
    Cowbridge Road
    Cardiff
    CF11 9AU
    UNITED KINGDOM
    Phone
    +448456506200
  • Complaints Contact

    Imperial Way
    Coedkernew
    Newport
    NP10 8UH
    UNITED KINGDOM
    Phone
    +448456506200

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Admin

  • Equity Release Admin

    For Customer, Home reversion plans

  • Mortgage Servicing

    For Customer, Regulated mortgage contract

  • Equity Release Advice

    For Customer, Home reversion plans

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Eligible Counterparty, Professional, Retail (Investment), Alternative Debenture, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Plan Admin

  • Debt Collection

  • Equity Release Provider

    For Customer, Home reversion plans

    Show 1 limitation
    • · The Firm may carry on this activity only (i) in respect of the variation, for existing customers, of a regulated mortgage contract and (ii) in respect of new customers who have become customers of the Firm by virtue of the Firm's acquisition from another of a portfolio of existing mortgage contracts. The limitation does not prevent the transfer of an existing regulated mortgage contract from one property to another in respect of the same customer.
  • Mortgage Lending

    For Customer, Regulated mortgage contract

    Show 1 limitation
    • · The Firm may carry on this activity only (i) in respect of the variation, for existing customers, of a regulated mortgage contract and (ii) in respect of new customers who have become customers of the Firm by virtue of the Firm's acquisition from another of a portfolio of existing mortgage contracts. The limitation does not prevent the transfer of an existing regulated mortgage contract from one property to another in respect of the same customer.
  • Consumer Loans

    Show 1 limitation
    • · The Firm may carry on this activity only (i) in respect of the variation, for existing customers, of a regulated credit agreement and (ii) in respect of new customers who have become customers of the Firm by virtue of the Firm's acquisition from another of a portfolio of existing credit agreements. The limitation does not prevent the transfer of an existing regulated credit agreement from one property to another in respect of the same customer.
  • Loan Servicing

    Show 1 limitation
    • · The Firm may carry on this activity only (i) in respect of the variation, for existing customers, of a regulated credit agreement and (ii) in respect of new customers who have become customers of the Firm by virtue of the Firm's acquisition from another of a portfolio of existing credit agreements. The limitation does not prevent the transfer of an existing regulated credit agreement from one property to another in respect of the same customer.
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Eligible Counterparty, Professional, Retail (Investment), Alternative Debenture, Certificates representing certain security, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Pankaj Subhash Kulkarni

    IRN PXK00367

    • SMF12 Chair of the Remuneration Committee (25 Apr 2024 to 12 Aug 2025)
    • SMF13 Chair of the Nominations Committee (25 Apr 2024 to 12 Aug 2025)
    • SMF9 Chair of the Governing Body (25 Apr 2024 to 12 Aug 2025)
  • Patrick Michael Byrne

    IRN PMB01206

    • SMF11 Chair of the Audit Committee (13 Jul 2021 to 2 Aug 2021)
    • SMF10 Chair of the Risk Committee (9 Dec 2019 to 13 Jul 2021)
    • CF2 Non Executive Director (19 Aug 2015 to 8 Dec 2019)
    • CF1 Director (10 Jan 2013 to 19 Aug 2015)
    • CF3 Chief Executive (10 Jan 2013 to 19 Aug 2015)
  • Peter Anthony O'Connor

    IRN PXO00095

    • SMF1 Chief Executive (since 22 Aug 2023)
    • SMF24 Chief Operations (7 Sep 2022 to 24 Oct 2024)
  • Rajesh Plakkote

    IRN RXP00343

    • [FCA CF] Significant management (1 Dec 2021 to 1 Mar 2022)
  • Rhiannon Williams

    IRN RXW16900

    • SMF18 Other Overall Responsibility (9 Dec 2019 to 31 Jul 2020)
    • CF29 Significant management (25 Sep 2019 to 8 Dec 2019)
  • Richard Glanville

    IRN RXG16761

    • SMF24 Chief Operations (9 Dec 2019 to 1 Oct 2021)
    • CF29 Significant management (30 Jul 2019 to 8 Dec 2019)
  • Roger Newman

    IRN RXN00008

    • CF3 Chief Executive (AR) (11 Apr 2022 to 30 Aug 2022)
    • SMF1 Chief Executive (8 Dec 2020 to 30 Aug 2022)
  • Ross Trotman

    IRN RMT01094

    • CF30 Customer (19 Feb 2015 to 18 Nov 2016)
  • Russell Fox

    IRN RXF00106

    • [FCA CF] Significant management (2 Oct 2020 to 18 Mar 2022)
  • Scott David Hill

    IRN SXH01242

    • SMF18 Other Overall Responsibility (20 Nov 2024 to 31 Oct 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.