Stephen Malcolm Hughes

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Consumer Hire
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- · Unless the firm is a not-for profit body, this permission is limited to regulated consumer hire agreements under which the obligations of borrowers are not, or are not to be, secured by a legal mortgage on land
Consumer Hire Servicing
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- · Unless the firm is a not-for profit body, this permission is limited to regulated consumer hire agreements under which the obligations of borrowers are not, or are not to be, secured by a legal mortgage on land

Updates to this firm's record on the FCA register.

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A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.