Stephen Lower Insurance Services Ltd

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Consumer Loans
Loan Servicing
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Martin Bridges
IRN MXB01687
- CF1 Director (AR) (1 Feb 2019 to 9 Jan 2020)
Martin David Kingston
IRN MDK01063
- SMF3 Executive Director (since 9 Dec 2019)
- CF28 Systems and controls (8 Dec 2014 to 8 Dec 2019)
- CF1 Director (8 Dec 2014 to 8 Dec 2019)
Patrick Michael Plews
IRN PMP01043
- SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
- SMF1 Chief Executive (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF3 Chief Executive (AR) (1 Feb 2019 to 9 Jan 2020)
- CF1 Director (AR) (1 Feb 2019 to 9 Jan 2020)
- CF11 Money Laundering Reporting (9 Feb 2016 to 8 Dec 2019)
- CF3 Chief Executive (8 Dec 2014 to 8 Dec 2019)
- Responsible for Insurance Mediation (8 Dec 2014 to 30 Sep 2018)
- CF1 Director (8 Dec 2014 to 8 Dec 2019)
Sharon Elizabeth Plews
IRN SEP01067
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (AR) (1 Feb 2019 to 9 Jan 2020)
- CF1 Director (8 Dec 2014 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

IIS South East Ltd (no longer appointed)
FRN 830241 · Appointed 9 Jan 2019 · Until 9 Jan 2020

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.