Snap-on Finance UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Edward O'Farrell
IRN EXO01226
- SMF3 (AR) Executive Director function (9 Dec 2019 to 8 Aug 2025)
- CF1 Director (AR) (2 Nov 2016 to 8 Dec 2019)
Edward Phillip Murkin
IRN EXM00004
- SMF3 (AR) Executive Director function (21 Dec 2020 to 3 Dec 2021)
Elia Auletta
IRN EXA01442
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (15 Mar 2016 to 8 Dec 2019)
Elliott Hill
IRN EXH00383
- SMF3 (AR) Executive Director function (since 20 May 2025)
Franco Ciolfi
IRN FXC01433
- SMF3 (AR) Executive Director function (9 Dec 2019 to 13 Apr 2026)
- CF1 Director (AR) (22 Dec 2015 to 8 Dec 2019)
Gareth Cairns
IRN GXC00124
- SMF3 (AR) Executive Director function (since 7 Mar 2021)
Gareth John Touhig
IRN GJT01077
- CF1 Director (AR) (6 Jun 2018 to 18 Mar 2019)
Gareth Nicholas Ashton
IRN GNA01019
- CF1 Director (AR) (2 Jun 2017 to 5 Dec 2018)
Garry Lace
IRN GXL01590
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (12 Oct 2015 to 8 Dec 2019)
Garth Seward
IRN GXS00088
- SMF3 (AR) Executive Director function (since 7 Dec 2020)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.