Snap-on Finance UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

James Bruce Baxter
IRN JBB01098
- CF1 Director (AR) (11 Feb 2016 to 5 Dec 2018)
James Edward Rygor
IRN JER01139
- SMF3 (AR) Executive Director function (9 Dec 2019 to 30 Nov 2023)
- CF1 Director (AR) (30 Sep 2015 to 9 Dec 2019)
James Horton
IRN JXH03224
- SMF3 (AR) Executive Director function (since 8 Sep 2025)
James Karl Young
IRN JKY01008
- CF1 Director (AR) (6 Nov 2017 to 16 Feb 2018)
James Louis Brown
IRN JXB03792
- SMF3 (AR) Executive Director function (since 4 Sep 2024)
James Stephen Derek Fisher
IRN JXF00619
- SMF3 (AR) Executive Director function (since 23 Oct 2024)
James Steven Dainton
IRN JSD01139
- SMF3 (AR) Executive Director function (9 Dec 2019 to 10 Nov 2025)
- CF1 Director (AR) (27 Dec 2018 to 8 Dec 2019)
James Whisson
IRN JXW02675
- SMF3 (AR) Executive Director function (since 28 Feb 2026)
Jamie Cave
IRN JXC02834
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (10 Sep 2015 to 9 Dec 2019)
Jamie Clifford Ormsby
IRN JCO01055
- CF1 Director (AR) (16 May 2017 to 1 Oct 2019)

Smaller firms operating under this firm's FCA authorisation.

Lawrence Christie (no longer appointed)
FRN 728002 · Appointed 4 Dec 2015 · Until 12 Aug 2019
Lloyd D Limited (no longer appointed)
FRN 727528 · Appointed 1 Dec 2015 · Until 18 Mar 2019
Moore M Limited (no longer appointed)
FRN 725149 · Appointed 11 Nov 2015 · Until 20 Jun 2017
Baker B Limited (no longer appointed)
FRN 725151 · Appointed 11 Nov 2015 · Until 8 May 2018
COCHRANE K LIMITED (no longer appointed)
FRN 724703 · Appointed 6 Nov 2015 · Until 4 May 2017
Maguire M Limited (no longer appointed)
FRN 723910 · Appointed 30 Oct 2015 · Until 22 Jan 2018
WARD A LIMITED (no longer appointed)
FRN 723545 · Appointed 28 Oct 2015 · Until 3 Feb 2016
John Saunders (no longer appointed)
FRN 723305 · Appointed 27 Oct 2015 · Until 1 Apr 2019
William John Brown (no longer appointed)
FRN 723312 · Appointed 27 Oct 2015 · Until 28 Jan 2021
Toby Warren Smith (no longer appointed)
FRN 723319 · Appointed 27 Oct 2015 · Until 4 May 2017

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.