Snap-on Finance UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Richard Graham Hayward
IRN RGH01121
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (14 Aug 2017 to 8 Dec 2019)
Richard Jeremy O'Donnell
IRN RJO01083
- CF1 Director (AR) (2 Nov 2016 to 15 Jan 2018)
Richard Lennox
IRN RXL01741
- SMF3 (AR) Executive Director function (9 Dec 2019 to 22 Jul 2021)
- CF1 Director (AR) (21 Jan 2017 to 9 Dec 2019)
Richard Smith
IRN RXS00869
- SMF3 (AR) Executive Director function (since 3 Aug 2023)
Richard Swayne
IRN RXS03114
- CF1 Director (AR) (16 Mar 2016 to 21 May 2019)
Ricky Burrluck
IRN RXB00682
- SMF3 (AR) Executive Director function (since 6 Sep 2022)
Ricky Paul Baker
IRN RPB01157
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (25 May 2018 to 13 Apr 2021)
Rikki English
IRN RXE00197
- SMF3 (AR) Executive Director function (since 16 May 2025)
Robert Andrew Lapworth
IRN RAL01183
- CF1 Director (AR) (2 Nov 2016 to 28 Sep 2017)
Robert Andrew Wallace Johnston
IRN RXJ00171
- SMF3 (AR) Executive Director function (7 Jan 2025 to 23 Sep 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.