Snap-on Finance UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Michael Holmes
IRN MXH02714
- SMF3 (AR) Executive Director function (9 Dec 2019 to 14 Apr 2022)
- CF1 Director (AR) (5 Aug 2015 to 8 Dec 2019)
Michael Matthew Heslop
IRN MXH01338
- SMF3 (AR) Executive Director function (since 20 Nov 2024)
Michael Palmer
IRN MXP00726
- SMF3 (AR) Executive Director function (since 15 Mar 2024)
Michael Shepherd
IRN MXS01013
- SMF3 (AR) Executive Director function (since 26 Jul 2022)
Michael Slater
IRN MXS14800
- SMF3 (AR) Executive Director function (9 Dec 2019 to 23 Mar 2026)
- CF1 Director (AR) (5 Jun 2019 to 8 Dec 2019)
Michael Steel
IRN MXS04402
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (5 Apr 2016 to 8 Dec 2019)
Michael Tennant
IRN MXT00780
- SMF3 (AR) Executive Director function (since 28 Feb 2026)
Michael Terence Tume
IRN MTT01032
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (15 Mar 2016 to 8 Dec 2019)
Michael Treadwell
IRN MXT00465
- SMF3 (AR) Executive Director function (5 Apr 2023 to 22 Jul 2024)
NIKOLAOS FRAGKOULAKIS
IRN NXF00149
- SMF3 (AR) Executive Director function (22 Jun 2023 to 7 May 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.