SMARTER COVER LIMITED

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Investment Setup

For Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Michael Cullen
IRN MXC00921
- [FCA CF] Significant management (since 6 Mar 2023)
Mohammed Shakeel
IRN MXS02968
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- SMF3 (AR) Executive Director function (8 Feb 2022 to 14 Nov 2022)
- Responsible for Insurance Mediation (25 Apr 2012 to 30 Sep 2018)
- CF1 Director (25 Apr 2012 to 8 Dec 2019)
Stephen Lee Marshall
IRN SLM01116
- CF1 Director (25 Apr 2012 to 16 Jan 2014)

Smaller firms operating under this firm's FCA authorisation.

Vero Cover Ltd
FRN 689977 · Appointed 9 Mar 2020
Cover Central Ltd (no longer appointed)
FRN 968964 · Appointed 31 Jan 2022 · Until 13 Dec 2022
Vero Cover Ltd (no longer appointed)
FRN 689977 · Appointed 28 Apr 2015 · Until 28 Oct 2015

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.