Smart-Cover Direct Limited

FRN: 600428
Companies House: 08493961
Last scraped: 10 hours ago

This firm operates as an appointed representative of City And Commercial Ltd. Its regulated business runs under their FCA authorisation, and they're legally responsible for what it does.

Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

Citibase, 42-44 Clarendon Road

Watford

Hertfordshire

WD17 1JJ

UNITED KINGDOM

Phone

+4403333449559

Web

https://smart-cover.co.uk

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Mohammed Niraz Buhari
IRN MNB01048
- (2)Employed By (since 1 May 2013)
Naveed Ahmed
IRN NXA00451
- (1)Employed By (since 21 Mar 2026)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.