SM Finance Lounge Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
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- · Firm is permitted to carry on this activity in relation to first charge mortgages only
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Show 1 limitation Hide limitations
- · Firm is permitted to carry on this activity in relation to first charge mortgages only
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Show 1 limitation Hide limitations
- · limited to broking credit agreements for the purchase of insurance.
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Galina Agintiene
IRN GXA00223
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 3 Feb 2025)
Ieva Mascinskaite
IRN IXM00219
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 3 Feb 2025)
Ieva Rogoziene
IRN IXR00149
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 22 Apr 2026)
John Oladipo Taiwo
IRN JXT00452
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 2 Feb 2026)
- CF1 Director (AR) (since 12 Jan 2026)
Reda Lukse
IRN RXD00569
- [FCA CF] Functions requiring qualifications (26 Jun 2025 to 10 Jul 2025)
Simona Minikaitiene
IRN SXM00770
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 3 Feb 2025)
- Responsibility for MCD Intermediation (since 3 Feb 2025)
- Responsible for Insurance Distribution (since 3 Feb 2025)
- SMF3 Executive Director (since 3 Feb 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.