SGDFS Limited

Date authorised
8 December 2025
Companies House
15750135
Last scraped
4 days ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Spencer Gardner Dickins Ltd
    Unit 3-4
    Coventry Innovation Village
    Cheetah Road
    Coventry
    CV1 2TL
    UNITED KINGDOM
    Phone
    +442476257481

  • Complaints Contact

    Spencer Gardner Dickins Ltd
    Unit 3-4
    Coventry Innovation Village
    Cheetah Road
    Coventry
    CV1 2TL
    UNITED KINGDOM
    Phone
    +442476257481

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

    Show 2 limitations
    • · Firm is permitted to carry on this activity in relation to first charge mortgages only
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

    Show 2 limitations
    • · Firm is permitted to carry on this activity in relation to first charge mortgages only
    • · Firm is not permitted to carry on this activity in relation to lifetime mortgages

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Paul Spencer

    IRN PXS00978

    • SMF3 Executive Director (since 8 Dec 2025)
  • Richard Tubey

    IRN RXT00006

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • SMF16 Compliance Oversight (since 8 Dec 2025)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 8 Dec 2025)
    • SMF3 Executive Director (since 8 Dec 2025)
    • [FCA CF] Client dealing (since 8 Dec 2025)
    • [FCA CF] Functions requiring qualifications (since 8 Dec 2025)
    • Responsibility for MCD Intermediation (since 8 Dec 2025)
    • Responsible for Insurance Distribution (since 8 Dec 2025)

Recent activity

Updates to this firm's record on the FCA register.

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