R.T.RATE LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Colin John Rate
IRN CJR01122
- SMF3 Executive Director (9 Dec 2019 to 19 Jul 2024)
- Responsible for Insurance Distribution (1 Oct 2018 to 19 Jul 2024)
- Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
- CF1 Director (14 Jan 2005 to 8 Dec 2019)
- CF8 Apportionment and Oversight (14 Jan 2005 to 31 Mar 2009)
Ronald Joseph Cecil Pegram
IRN RJP01200
- CF2 Non Executive Director (14 Jan 2005 to 14 May 2015)
Sebastiaan Rate
IRN SXR00843
- Responsible for Insurance Distribution (since 10 Jul 2024)
- SMF3 Executive Director (since 10 Jul 2024)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.