Royal London Mutual Insurance Society, Limited (THE)
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
80 Fenchurch StreetLondonMiddlesexEC3M 4BYUNITED KINGDOM- Phone
- +442075066500
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Complaints Contact
Royal London HouseAlderley ParkCongleton RoadNether AlderleyMacclesfieldSK10 4ELUNITED KINGDOM- Phone
- +441625717097
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Bank Deposits
For All, Deposit
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- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
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P2P Lending Advice
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
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Investment Advice (no pensions)
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Arranges Investments
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Arranges Asset Safekeeping
For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Insurance Policies
For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health
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Stockbroking
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Trades With You Directly
For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Issues Insurance
For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health
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Consumer Loans
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Runs Stakeholder Pensions
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Runs Personal Pensions
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Loan Servicing
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Investment Setup
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Targeted Money Guidance
For Retail (Investment), Life Policy, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Unit
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Holds Your Assets
For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Richard Craig Gaunt
IRN RCG00011
- (1345)CF21 Investment Adviser (1 Dec 2001 to 18 Jun 2002)
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Richard Day
IRN RXD00547
- (117)[FCA CF] Significant management (since 3 Feb 2025)
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Richard Edward Akehurst
IRN REA00003
- (468)CF22 Investment Adviser (Trainee) (24 May 2004 to 8 Sep 2004)
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Richard Francis Robinson
IRN RFR00013
- (838)CF21 Investment Adviser (1 Dec 2001 to 8 Apr 2003)
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Richard Hadleigh Benton
IRN RXB00303
- (1059)[FCA CF] Significant management (1 Mar 2021 to 31 Aug 2021)
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Richard Ian Viney
IRN RIV00001
- (912)CF21 Investment Adviser (1 Dec 2001 to 10 Mar 2003)
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Richard James Bolland
IRN RJB00026
- (417)CF21 Investment Adviser (1 Dec 2001 to 10 Dec 2001)
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Richard John Chiswell
IRN RJC00044
- (295)CF21 Investment Adviser (1 Dec 2001 to 18 Nov 2002)
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Richard John Ward
IRN RJW00023
- (573)CF21 Investment Adviser (1 Dec 2001 to 2 May 2003)
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Richard Kinnear
IRN RXM44222
- (1314)[FCA CF] Functions requiring qualifications (19 Apr 2021 to 17 Nov 2025)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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The Support Group (UK) Ltd (no longer appointed)
FRN 768846 · Appointed 6 Jan 2017 · Until 5 Sep 2019
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Give As You Live Limited (no longer appointed)
FRN 588242 · Appointed 21 Nov 2016 · Until 9 Sep 2022
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P & G Insurance Services Limited (no longer appointed)
FRN 735698 · Appointed 10 Feb 2016 · Until 28 Oct 2018
Recent activity
Updates to this firm's record on the FCA register.
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trading name added: Police Mutual
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trading name added: Force Mutual
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trading name added: The Royal London Mutual Insurance Society Limited
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controlled function added: (275)SMF1 Chief Executive
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controlled function added: (274)SMF5 Head of Internal Audit
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controlled function added: (273)SMF9 Chair of the Governing Body
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controlled function added: (272)SMF18 Other Overall Responsibility
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controlled function added: (271)SMF24 Chief Operations
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controlled function added: (270)SMF18 Other Overall Responsibility
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controlled function added: (269)SMF20 Chief Actuary