RETURN ON INVESTMENT LTD.

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.

Senior staff personally approved by the FCA to hold their roles here.

Andrew Stewart Forrester
IRN ASF01073
- CF1 Director (11 Sep 2018 to 1 Nov 2018)
- CF10 Compliance Oversight (11 Sep 2018 to 11 Oct 2018)
- CF8 Apportionment and Oversight (11 Jan 2016 to 11 Sep 2018)
Nigel John Sandiford
IRN NJS01251
- SMF3 Executive Director (since 9 Dec 2019)
- SMF16 Compliance Oversight (9 Dec 2019 to 21 Jul 2025)
- CF10 Compliance Oversight (24 Oct 2018 to 8 Dec 2019)
- CF1 Director (11 Sep 2018 to 8 Dec 2019)
Susan Robinson
IRN SXR00953
- SMF3 Executive Director (since 10 Jun 2025)
- SMF16 Compliance Oversight (since 10 Jun 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.