REED FINANCIAL PLANNING LIMITED

Date authorised
1 April 2013
Companies House
SC431746
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Reed Financial Planning Ltd
    Main Street
    West Linton
    Scottish Borders
    EH46 7EE
    UNITED KINGDOM
    Phone
    +4401968662900
    Web
    https://www.reedfinancialplanning.co.uk

  • Complaints Contact

    Reed Financial Planning Ltd
    Main Street
    West Linton
    Scottish Borders
    EH46 7EE
    UNITED KINGDOM
    Phone
    +4401968662900

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity

  • Consumer Loans

    Show 1 limitation
    • · This permission is limited to exercising the rights and duties of loans which the firm carries on as a supplier - and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement;(ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land

  • Loan Servicing

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • David William Philpott

    IRN DWP00030

    • CF30 Customer (1 Mar 2013 to 9 May 2013)
  • Elisabeth Joanna Reed

    IRN EJR01069

    • SMF3 Executive Director (9 Dec 2019 to 30 Apr 2025)
    • CF1 Director (2 Dec 2015 to 8 Dec 2019)
  • Iain Ronald McNicol

    IRN IRM01067

    • Appointed representative dealing with clients for which they require qualification (19 Nov 2020 to 31 Jul 2023)
    • [FCA CF] Client dealing (19 Nov 2020 to 31 Jul 2023)
    • [FCA CF] Functions requiring qualifications (19 Nov 2020 to 31 Jul 2023)
    • CF30 Customer (1 Apr 2013 to 31 Jul 2023)
  • John Reed

    IRN JHR00001

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 9A. Advising on P2P agreements
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • [FCA CF] Client dealing (since 19 Nov 2020)
    • [FCA CF] Functions requiring qualifications (since 19 Nov 2020)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • SMF3 Executive Director (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsible for Insurance Mediation (2 Jan 2013 to 30 Sep 2018)
    • CF11 Money Laundering Reporting (2 Jan 2013 to 8 Dec 2019)
    • CF10 Compliance Oversight (2 Jan 2013 to 8 Dec 2019)
    • CF1 Director (2 Jan 2013 to 8 Dec 2019)
    • CF30 Customer (2 Jan 2013 to 8 Dec 2019)
  • Juliet Mary Harrison

    IRN JXH00740

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 9A. Advising on P2P agreements
    • [FCA CF] Client dealing (since 1 Nov 2021)
    • [FCA CF] Functions requiring qualifications (since 1 Nov 2021)
  • Keith Drysdale

    IRN KXD20858

    • [FCA CF] Functions requiring qualifications (19 Nov 2020 to 22 Oct 2021)
    • [FCA CF] Client dealing (19 Nov 2020 to 22 Oct 2021)
    • CF30 Customer (25 Sep 2019 to 8 Dec 2019)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.